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Once you have completed this step, you will be given the option to receive a document that verifies your identity. Be sure to read and carefully understand the terms and conditions that apply to the loan before you sign. You should never sign a document without fully understanding what it is asking you to do.

Before you apply for a short-term loan, it is very important that you understand exactly what is required. Be sure to review all of the terms and conditions before you begin the application process. Many online lenders require that you meet with them in person and answer questions about your employment, credit history, and any other information that could be helpful.